Cryptomus — 2.5/10

Mature crypto payment processor operating since 2022 (Xeltox Enterprises Ltd., British Columbia, Canada). Supports 100+ cryptocurrencies, base commission 0.4 % – 2 %, plus 3.9 % intermediary fee on fiat payments. Drop-in CMS integrations for WooCommerce, WHMCS, PrestaShop, Magento 2, OpenCart, Ecwid, Zen Cart, Shopify, Shopware. Full mandatory AML / KYC of the merchant: ID card / passport / residence permit / driver's licence + selfie before activation, with another KYC check before the first fiat transaction. On 2025-10-22 FINTRAC issued a CAD 176.9M penalty against the operator for 2,593 AML / CTF violations including unfiled suspicious transaction reports on flows linked to darknet markets, child trafficking proceeds, ransomware and Iran-sanctions evasion; the operator is appealing in Federal Court. Product itself works as advertised — the regulatory exposure is the dominant risk. (Privacy score 2.5/10, KYC L5 Mandatory). https://cryptomus.com